Why You Should Draw a Will

Wills are only for people with a lot of assets. Or are they? Even when you have a small asset or own almost nothing, a will can be a great exit strategy that helps your family and loved ones. Here are the top three reasons.

1. You control your estates and who will take care of the transfer process

Not just grand mansions and luxury vehicles count as estates. Your personal belongings, any bank accounts, insurance policies or retirement accounts are also estates.In a will, you can designate beneficiaries and also choose the person who will oversee the entire process of transferring assets to those beneficiaries.

Without a will, the court can decide who gets what. So especially if you have children, a will is a must, so that you can protect them even after your death.

2. You can shorten the probate process

With or without a will, the probate process will happen. But with a proper will, the process will take much less time, because you have already made some choices for the court and your representative.

3. You can always change your mind

Things happen in life and priorities change. Births, deaths, marriage, divorce and other life-changing events can affect your decisions on asset transfer. In that case, you can always change your will while you are still alive.

Wills are not as complicated as you might think. To learn more about how to draw a will, visit the website of a wills lawyer in Temple.

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Mental health courts — When research challenges policy and practice

Defendants participating in mental health courts have lower rates of recidivism and spend fewer days incarcerated than similar people whose cases are handled by traditional courts… read more

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Blindsided

5This kind of accident can happen for a variety of reasons, from attempting a turn in the dark and missing a vehicle without its lights on to an obstructed view caused by traffic and pedestrians.

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A Basic Look at Post-Traumatic Stress Disorder

For many people, when they hear of post-traumatic stress disorder or PTSD, they instantly think of individuals who have been through harrowing situations. Often, images of soldiers come to mind and stories about the nation’s freedom fighters are brought up. While soldiers are some of the most prone to experiencing this kind of distress, PTSD can be acquired in many other ways as well. In short, any individual that experiences an exceptionally terrifying event may suffer from the effects of post-traumatic stress.

In one’s efforts to cope with this disorder and reduce its effects on daily activities, it is important to understand what it is, its symptoms, and how to deal with it. Here is a closer look at this basic information.

Post-traumatic stress disorder results when a person is involved in an event that leaves lasting impressions. Often, these events are extraordinarily terrifying such as a car accident, home invasion, sexual violation, and threatened death to name some. For individuals suffering from PTSD, their symptoms may involve unpleasant memories, severe anxiety, nightmares, sudden flashbacks, or uncontrollable thoughts and emotions surrounding the circumstance that was faced.

The symptoms most often associated with PTSD include avoidance when individuals actively try to get away from certain places, people, or things that may trigger thoughts of the event. Avoidance can also be refusing to talk about the events that took place out of fear of bringing back terrifying feelings. Another symptom is intrusive memories like intense dreams where the memory is relived in terrifying detail. Sudden physical reactions to environmental conditions like loud noise, certain smells, or specific sights can also be a sign of intrusive memories. There are still other symptoms like intensity of symptoms, noticeable changes in emotions, suicidal thoughts and tendencies, and negative changes in one’s mood. Noticing these symptoms is crucial to making a proper diagnosis and getting help immediately.

Coping with this disorder can be done in a variety of ways including treatment plans, drugs, therapy, and changes in lifestyle. Often, patients will work closely with medical professionals to receive a proper diagnosis and a customized treatment plan that will suit their needs and the situation they experienced. For an individual dealing with PTSD, having the support of family members throughout the treatment process is important to provide encouragement. Once an adequate treatment plan has been prescribed, it is important for the person to continue following it and working with medical professionals to modify it as needed. This will help reduce the side effects of the symptoms associated with PTSD.

For more information about post-traumatic stress disorder, please visit the following website.

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Medicaid Self Defense: Asset Protection for Your Clients

This webinar is designed to provide valuable information to attorneys who represent families and individuals who wish to protect their assets while utilizing Medicaid assistance… read more

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Take The Wheel

4This is one accident that anyone would be hard pressed to walk away from. The car itself is hardly recognizable, laying in pieces on its back, practically gutted. There is one identifiable piece; the steering wheel sits intact in the middle of the wreckage.

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What You Need to Know About a Wrongful Death Suit

When a loved one dies suddenly and unexpectedly, you may find yourself not only grieving but also facing financial strain due to the sudden loss of income, as well as medical and funeral expenses. When the death was the legal fault of another person or a business, your family may want to file a wrongful death claim. Claims can stem from issues such as accidents, medical malpractice and product liability. The liable party is considered at fault if they have acted intentionally or negligently, meaning he or she failed to act as a reasonable person would.

Who Can Sue?

Wrongful death suits may be filed on behalf of the survivors, usually immediate family members such as spouses and children. Some states do not require the person to be a blood relative, but he or she must still prove direct financial harm as a result of the death.

Types of Damages

Calculating damages can be a complex process. There are three forms of damages survivors may claim: punitive, economic and non-economic.

• Punitive are awarded to punish the defendant
• Economic covers financial loss, such as the victim’s anticipated earnings, medical benefits and pension plans
• Non-economic damages are for less tangible issues, such as mental anguish and loss of companionship

Most states impose a time limit, or statute of limitations, for which a wrongful death lawsuit may be filed. Usually, a claim must be made within two years of the event that caused the death. To learn more about filing a claim, please visit this website of a wrongful death lawyer in Jacksonville.

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